Owned & Operated by Immunis Financial Brokers Inc.
Please read these terms of service carefully as they contain important information regarding your legal rights, remedies and obligations. These include, but are not limited to, various limitations and exclusions, and indemnities.
These Terms of Service ("Terms") constitute a legally binding agreement between you, whether personally or on behalf of an entity ("you") and CostPlus Life Insurance (operated by Immunis Financial Brokers Inc.) ("CostPlus", "we," "us" or "our"), concerning your access to and use of the costpluslife.ca website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the "Site").
Under these Terms, CostPlus seeks to facilitate your purchase of term life insurance products by providing you with access to available products, policy comparisons, quote comparisons, and other information relevant to helping you understand your life insurance needs.
Through our experienced life insurance specialists, we seek to educate and empower you to make choices that align with your requirements.
By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Site.
By using the Site, you represent and warrant that:
You may not access or use the Site for any purpose other than that for which we make it available. Prohibited activities include, but are not limited to:
The Site and its entire contents, features, and functionality are owned by CostPlus Life Insurance and are protected by copyright, trademark, and other intellectual property laws.
We care about data privacy and security. Please review our Privacy Policy. By using the Site, you agree to be bound by our Privacy Policy, which is incorporated into these Terms.
The Site is provided on an "as-is" and "as-available" basis. You agree that your use of the Site will be at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with the Site and your use thereof.
We make no warranties or representations about the accuracy or completeness of the Site's content or the content of any websites linked to the Site. We assume no liability for any errors, mistakes, or inaccuracies of content and materials.
In no event will CostPlus Life Insurance or its directors, employees, or agents be liable to you for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the Site.
You agree to defend, indemnify, and hold us harmless from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of your breach of these Terms or your violation of any law or the rights of a third party.
These Terms shall be governed by and construed in accordance with the laws of Canada and the province in which CostPlus Life Insurance operates, without regard to its conflict of law provisions.
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on the Site with an updated "Last revised" date. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.
If you have any questions about these Terms, please contact us at [email protected] .