Owned & Operated by Immunis Financial Brokers Inc.
A duty of CostPlus Life Insurance (operated by Immunis Financial Brokers Inc.) is to comply with the insurance laws of every jurisdiction in which we are licensed as a Life or Accident and Sickness agency. It is not sufficient, however, for CostPlus Life Insurance to observe merely the letter of the law; we have important responsibilities to the policyholders and prospective purchasers whom we serve, and to the insurers whose insurance we sell.
CostPlus Life Insurance shall place the interest of policy owners and prospective purchasers before ourselves. It is self-evident that any practitioner should place clients' interests first. This requires the highest level of integrity and performance on our part. In practical terms, this stipulates that we must recommend with integrity, competency, and diligence, the amount and type of life insurance that is best for the purchaser's circumstances. The commission to be obtained from the sale of insurance has absolutely no bearing upon the advice given to the policy owner or prospective purchaser. Full disclosure is made as applicable under appropriate regulation.
CostPlus Life Insurance is committed to complying with all applicable anti-money laundering laws and regulations. We maintain strict policies and procedures to prevent our services from being used for money laundering or terrorist financing activities.
All representatives of CostPlus Life Insurance are expected to maintain the highest standards of professional conduct. This includes:
All representatives must comply with all applicable federal and provincial insurance regulations, as well as the rules and guidelines of any professional organizations to which they belong. Regular training and updates ensure our team remains current with all regulatory requirements.
We are committed to providing exceptional service to all clients. This includes responding to inquiries promptly, providing clear explanations of all products and services, and ensuring that all client concerns are addressed professionally and efficiently.