Privacy Policy

Date program adopted: January 1, 2024
Last revised: January 1, 2024

Summary

These privacy policies and procedures outline our commitment to privacy and explain the principles that guide us in protecting the privacy and confidentiality of personal information. This policy also outlines the procedures to be followed in the event of a privacy breach.

All staff, including directors, officers, employees, licensed representatives, and other persons or third parties who act for or on behalf of CostPlus Life Insurance (operated by Immunis Financial Brokers Inc.), are required to comply with this privacy policy and procedure. Staff members must ensure this is communicated to all interested parties and take all necessary means to limit, without delay, any violation they are made aware of and immediately report privacy breaches to the Privacy Officer.

Our Objectives

We are committed to ensuring that:

• We are in compliance with all regulatory and self-regulatory requirements regarding privacy
• Client privacy is handled in a professional manner, in a secure environment, and appropriately monitored
• All personal information is collected, used, and disclosed only for legitimate business purposes

Information We Collect

We collect personal information that you provide to us, including:

• Contact information (name, email, phone number, address)
• Date of birth and age
• Health and medical information (for insurance underwriting purposes)
• Financial information
• Employment information
• Beneficiary information

How We Use Your Information

We use your personal information to:

• Provide you with insurance quotes and policy recommendations
• Process insurance applications
• Communicate with you about your insurance needs and products
• Comply with legal and regulatory requirements
• Improve our services and website functionality

Information Sharing

We may share your personal information with insurance companies for the purpose of obtaining quotes and processing applications. We may also share information with service providers who assist us in our business operations. All third parties are required to maintain the confidentiality and security of your personal information.

We will not sell, rent, or trade your personal information to third parties for marketing purposes.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. This includes encryption, secure servers, and restricted access to personal information.

Your Rights

You have the right to:

• Access your personal information
• Request correction of inaccurate information
• Request deletion of your information (subject to legal requirements)
• Withdraw consent for certain uses of your information
• File a complaint with the Privacy Officer

Cookies and Tracking

Our website may use cookies and similar tracking technologies to improve user experience and analyze website traffic. You can control cookie settings through your browser preferences.

Changes to This Policy

We may update this privacy policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.

Contact Us

If you have any questions about this privacy policy or how we handle your personal information, please contact our Privacy Officer through our contact page or by email at [email protected] .